Please read these terms carefully before using our website or requesting insurance quotes.
By accessing and using the Bob Brown Agency website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. These terms apply to all visitors, users, and anyone who accesses our services, whether you are browsing for information, requesting an auto insurance quote, or communicating with our team. If you do not agree with any part of these terms, you should discontinue use of our website immediately. Your continued use of the site following any changes to these terms constitutes acceptance of those modifications.
Bob Brown Agency provides auto insurance information, quote services, and policy assistance through our website and other communication channels. Our services are intended to help drivers find appropriate coverage for their vehicles and personal situations. When you use our website, you agree to provide accurate and complete information when submitting quote requests or contacting us. Providing false or misleading information may result in inaccurate quotes, policy issues, or denial of coverage by insurance carriers. You are responsible for keeping your contact information up to date and reviewing all communications we send regarding your quotes or policies.
As a user of our website and services, you agree to use them only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use and enjoyment of our site. You must not attempt to gain unauthorized access to any portion of our website, server systems, or networks connected to our services. You agree not to transmit any harmful code, viruses, or malicious software through our site. Additionally, you should not use automated systems or software to extract data from our website without express written permission from Bob Brown Agency. Any misuse of our website or services may result in termination of access and potential legal action.
Quotes provided through Bob Brown Agency are estimates based on the information you supply and are subject to verification and approval by insurance carriers. A quote does not constitute a binding contract or guarantee of coverage. Actual policy terms, conditions, and pricing may differ from initial quotes based on underwriting review, additional information requests, or carrier requirements. All insurance policies are subject to the terms and conditions set forth by the issuing insurance company. Bob Brown Agency acts as an intermediary between you and insurance carriers but does not underwrite policies or make final coverage decisions. You are responsible for reviewing all policy documents and understanding your coverage before finalizing any purchase.
Bob Brown Agency strives to provide accurate information and quality service, but we cannot guarantee that our website will be error-free, uninterrupted, or free from technical issues. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services, including but not limited to loss of data, loss of profits, or business interruption. Our liability is limited to the maximum extent permitted by law. While we work diligently to connect you with appropriate auto insurance coverage, we are not responsible for decisions made by insurance carriers regarding your application, coverage denials, claims handling, or policy cancellations. Your primary contract is with the insurance carrier, not Bob Brown Agency.
All content on the Bob Brown Agency website, including text, graphics, logos, images, and software, is the property of Bob Brown Agency or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may view and use content from our website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, transmit, or use any content from our site for public or commercial purposes without express written permission from Bob Brown Agency. Unauthorized use of our intellectual property may violate copyright, trademark, and other laws and could result in legal consequences.
Our website may contain links to third-party websites or services that are not owned or controlled by Bob Brown Agency. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. When you access third-party websites through links on our site, you do so at your own risk and should review their terms and privacy policies. Additionally, when we facilitate insurance quotes and policies, we work with various insurance carriers and partners who have their own terms, conditions, and policies. We encourage you to review all documentation provided by these third parties before making any commitments.
Bob Brown Agency reserves the right to modify, suspend, or discontinue any aspect of our website or services at any time without prior notice. We may also update these terms and conditions periodically to reflect changes in our practices, legal requirements, or business operations. When we make significant changes, we will update the date at the top of this page and may provide additional notice through our website or via email. Your continued use of our services after any modifications indicates your acceptance of the updated terms. We encourage you to review these terms regularly to stay informed about your rights and responsibilities.
These terms and conditions are governed by and construed in accordance with the laws of the state of Georgia, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our website shall be resolved in the courts located in Thomas County, Georgia, and you consent to the jurisdiction of such courts. In the event of any disagreement or claim related to our services, we encourage you to contact us directly first so we can attempt to resolve the matter amicably. We are committed to addressing concerns promptly and fairly before any formal legal action becomes necessary.
If you have questions, concerns, or feedback regarding these terms and conditions or any aspect of our services, please contact Bob Brown Agency. You can reach us by email at [email protected], by phone at +1 (229) 201-7625, or by mail at 1102 Smith Ave, Thomasville, GA 31792. We value clear communication and are here to help you understand your rights and obligations when using our website and services.